Welcome to Credit Union One. * * * * We have GREAT Loan Rates! . . . Pay off your high interest credit cards! Check out our GREAT SPECIAL RATES! * * * *

Rates

SHARE LOAN: Borrow dollar for dollar against your shares.
Interest rate 3%* above the declared dividend from previous quarter.
Maturity date for term if using certificate. $40,000 maximum loan.
Personal Loans: (maximum loan up to 5000.00)
Amount APR *
Conditions For Loan Term
up to 1000.00 9.99%*
10% in shares (no payment held) 90 days
up to 1500.00 14.99%*
10% in shares & one month payment 12 mo.
5000.00 or less 14.99%*
10% in shares & one month payment 36 mo.
6,500.00 LINE OF CREDIT 7.99% 2 PAYMENTS HELD AS SECURITY 48 mo.
~ term and condition for loan may vary according to credit on file at credit union and credit bureau.
~ anything over 36 months will have an interest rate of 16.00%* with a limit of a 48 mo. term.
Car Loan Rates (45,000.00 limit)
Car/Truck Term APR *
Requirement
2014 - 2015 72 mo 8.99%* 5% required in shares & one month payment
2010 - 2013 72 mo 9.25%* 5% required in shares & one month payment
2007 - 2009 60 mo 9.75%* 5% required in shares & one month payment
2002 - 2006 48 mo 9.99%* 5% required in shares & one month payment
Boat Loan Rates (45,000.00 limit)
Boats
2014 - 2015 72 mo 9.99%* 5% required in shares & one month payment
2012 - 2013 72 mo 10.25%* 5% required in shares & one month payment
2008 - 2011 60 mo 10.75%* 5% required in shares & one month payment
1998 - 2007 48 mo. 11.00%* 5% required in shares & one month payment
~ older boats before 1992 will go back to the committee for % and term.
Rv/Trailers/Motorcycle Loan Rates (45,000.00 limit)
Rv / Trailers / Motorcycles
2014 - 2015 72 mo 9.75%* 5% required in shares & one month payment
2009 - 2013 72 mo 9.99%* 5% required in shares & one month payment
2005 - 2008 48 mo. 10.50%* 5% required in shares & one month payment
2000 - 2004 36 mo. 10.75%* 5% required in shares & one month payment
Application fee
$25.00-$50.00 non-refundable

* (APR) Annual Percentage Rate
~ Some loans/security may not meet any category, but can be considered by the Credit Committee, with terms and interest rate to be negotiated. Mobile Homes and classics cars would fit this category.

SHARES PLEDGE
PERCENTAGE PLEDGE WILL REMAIN IN ACCOUNT UNTIL LOAN BALANCE EQUALS THE PLEDGE AMOUNT, THEN PLEDGE CAN BE REDUCED.
ONE MONTH PAYMENT WILL BE HELD FROM PAYROLL DEDUCTION EACH MONTH AND TRANSFERED TO THE LOAN ON THE 28TH OF EACH MONTH. THIS REQUIREMENT CAN BE WAIVED IF THE APPLICANT IS NOT ON PAYROLL DEDUCTION. PAYROLL DEDUCTION AND LOAN PAYMENTS MUST BE SENT INTO THE OFFICE BY THE 28TH OF EACH MONTH

 

********$25.00 (No title) - $50.00 (Title Involved) application fee non-refundable*******



All deposits at Credit Union One are insured to $250,000 per account through ASI.
This credit union is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.

 
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Current Loan Rates

Personal Loans
as low as

7.99%*

New & Newer Used Car Loans
2013's - 2015's starting at

2.75%*

Used Car Loans
2008's - 2012's
starting at

4.25%*

Call today to see how you can apply for these great rates.

* (APR) Annual Percentage Rate
Restrictions do apply

 

OFFICE HOURS


Monday   7 am - 5 pm

Tuesday 10 am - 4:30 pm

Wednesday 10 am - 4:30 pm

Thursday 10 am - 4:30 pm

Friday   7 am - 5 pm


November CLOSED Holidays

Veteran's Day
Tuesday, November 11
Thanksgiving Day
Thursday, November 27
Day After Thanksgiving
Friday, November 28

December CLOSED Holidays
Christmas Eve
Wednesday, December 24
Christmas Day
Thursday, December 25
Day After Christmas
Friday Dec 26 (Drive Thru Hours only) 9am-1pm
New Years Eve
Wednesday, December 31

CLOSED - New Years Day
Thursday January 1, 2015

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Invest-In-America-logoGM Discounts are available to Credit Union One Members.
Visit www.lovemycreditunion.org to learn more about Credit Union Member Discounts on new Chevy Buick and GMC vehicles. Under "Exclusive Discounts" click on the "Chevy, Buick, GMC" graphic. Sign in and create a password to receive your GM Authorization Number.

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